So the first part of your solution in diagnosing the startup programs and services actually ended up causing a much more serious problem on my computer. After I tried disabling the services and programs and restarted I was unable to log back into Windows. I got an error saying: "Something happened and your PIN isn't available. Click to setup your PIN again", but there is no ability to setup a PIN, nor is there any way to log in with my original password.
I have tried booting into safe mode but that didn't work. I tried Startup repair, but that didn't find any problems. I tried system restore from a restore point from a few days ago but that failed as well. I tried doing a reset and to keep my files intact but that failed because I made a change to the system to have all of the user accounts saved to a different volume.
I am now left doing a full reset and deleting all of my settings and account info. Hopefully my personal data will remain intact as it is saved to a different volume.
In the future, I highly recommend being careful with the option to disable startup programs and services in case the person only has a single user account and is logging in with a PIN on a MS account as this step appears to break the system.