Hi Dave
It would be nice for Microsoft to notify users of this (setting a local account) before 'forcing' everyone to log in using Microsoft Account. This requirement started several days before I ran into my problem. I noted that every time I log in using the Microsoft account a pop up will appear to ask me to set up a PIN, but the setup fails every time and a box says 'try again next time'.
The hotel wifi requires you to 'sign in to connect' so I was without internet access, I was not able to log in using my Microsoft Account, the circle kept going round and round. I had to leave the hotel and drive around looking for free internet wifi before I was able to go online and search for a solution. BTW I also found a solution to setting up the PIN.
Suffice to say I miss my Zoom meeting and I am on my first out of office assignment........ Microsoft needs to consider this when pushing out changes without considering the impact on users. In that 30 minutes before my meeting was due to start I even considered going out to buy a Mac. I don't know if anyone in management looks at this discussion