Hello Cyn. I'm Greg, here to help you with this.
When you Reset saving your files it also saves the same account that's somehow locked you out. If it comes to doing an automated Reset or superior Clean Install, I will show you how to rescue your files first so you can save nothing and set up the account again.
Once you try all of the repairs I'll give first, or see if you can get into Safe Mode, once you are able to sign in with your password you could reset the NGC folder to heal the password issue: https://www.droidwin.com/pin-not-working-in-win.... However it may not be able to sign into your account because it's corrupted and needs replacement. So I'll also give fixes and possible replacement of/for the account.
I will show you how to use the built-in WinRE Repair Mode or bootable media to do all possible repairs for Windows 11, leading up to if necessary creating a new Admin account, doing a Reset or gold standard Clean Install:
https://answers.microsoft.com/en-us/windows/for...
At any time you can use the WinRE or bootable media Command Prompt to rescue your files as shown here:
https://answers.microsoft.com/en-us/windows/for...
Feel free to ask back any questions. Based on the results you post back, I will have other suggestions if necessary.
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