At abt 1am this morning, I found a thread started by "not_a_bot1001" that got me working on it again. I hadn't touched the Dell laptop in months and had already purchased a new PC to replace the inaccessible laptop. Along with his great and detailed instructions - none from MS all during this time - plus a work-around from a DELL page on how to get into the blue screen, I was finally able to fix the culprit! I'll soon switching to Linux or AmigaDOS to rid myself of future PC problems. By 3am, all was well, and just before going to bed, the laptop started a win update.
No worries MS: I'll be sending you two bills for back in the mid-2000s when win10 just started installing itself on my desktop and one hour later, the PC just died and wouldn't boot up at all, plus the cost for this laptop PC replacement.
Problem "fixed" [for now till the next MS-generated outage occurs again].