Thanks for reaching out! I'm an Independent Advisor and a Microsoft user like you.
It seems the issue is related to your account being set up as a child account with parental controls enabled, even though you are the only person managing the account. This is preventing you from joining Minecraft Realms and viewing chat messages.To resolve this, you need to change your account to an adult account without parental restrictions. Here are the steps:
- Go to account.microsoft.com and sign in with your Microsoft account credentials.
- Under the "Your info" section, check your birthdate. If it shows you are under 18 years old, you'll need to update your birthdate to be 18 or older.
- After updating your birthdate, go to xbox.com/settings and sign in again.
- Under the "Privacy & online safety" section, you should now be able to view and change your privacy settings, including enabling the "Join multiplayer games" and "You can create and join clubs" options.
By changing your account to an adult account, you will have full control over your privacy and online safety settings, allowing you to join Minecraft Realms and view chat messages without restrictions.
Please do let me know if the method I suggested works for you or if you need further assistance.