That's a confusing and often controversial item for many typical users, since unlike me, they didn't have the opportunity to work closely with those developers inside Microsoft who changed the way the older daily scan schedules worked as the real-time and other technologies that the Microsoft cloud and AI (artificial intelligence, often referred to as machine-learning by Microsoft) enabled.
As I inferred, these were once daily scans that typically ran shortly after startup and login, but for that reason also tended to interfere with normal operation and other processes that often tried to run at the same time as people were trying to use their machines to actually get work done.
As the technical capabilities of Real-time scanning improved, especially due to significant changes that came about during the Windows 8 move to Windows Defender being built into the operating system, the need for regular scheduled scans really reduced, since in truth any new files other than compressed (e.g. ZIP, RAR, CAB, etc.) files were always being scanned as they were downloaded or otherwise brought into the system. There are other technical reasons for this, but they're just details and the key issue is that only compressed files weren't scanned as they entered, but rather when they were first opened, decompressed and usually placed back on the disk, since they had to pass through RAM (and the scanner) for this process anyway.
Based on this and the improvements in cloud-based AI technology being used to dynamically detect potential malware, submit to the cloud servers, verify and create new signatures on-the-fly and return them to the submitting device as required, the day of the automated and really even manual scan was mostly gone except for special circumstances like the failure of the antivirus app itself.
So, at that point, Microsoft's developers decided to switch to an 'as needed' quick scan that runs every day or few as required, depending on system use and other factors. This is where typical PC users go off the wall, since they understand none of the above and instead simply want the same old do-it-every-day scan they'd always known, since in their mind nothing has changed since the days of the mandatory manual scan every day they'd done since antivirus first appeared.
The problem is that unlike someone like me who spent most of the formative years with Windows Live OneCare, Microsoft Security Essentials and eventually Defender aiding in these and earlier forums and with at least monthly or as needed access to the top-level Technical Product Manager for the first two products mentioned, most users never saw any of this technical detail or the evolution of the Microsoft security products from the classic 'scan as needed' ancient products they all knew into the dynamic, cloud-based, AI driven ecosystems they are today.
The result is that constant confusion about the need for regular scans still exists, while those of us with this access and knowledge, originally a few, but now only I still remain here, fully understand why none of this has been necessary for years, if not the decade since Windows. 8.
So, just like me, I suggest you just don't worry about it and instead let Windows, now Microsoft Defender (same thing, different name), that you manage along with other security features using Windows Security, take care of all of this for you.
Rob