Hi Rasheed,
My name is Arggie an Independent Advisor and a Microsoft user like you. I'll be glad to assist you today.
Windows 10 does not include the Urdu Phonetic keyboard by default, but you can easily download and install it.
Steps to Install Urdu Phonetic Keyboard:
Visit the Microsoft Store or other trusted sources to download the Urdu Phonetic Keyboard. Alternatively, you can use third-party tools that provide this keyboard layout.
Install the Phonetic Keyboard:
Once downloaded, follow the on-screen instructions to install it.
Set Urdu Phonetic as Default:
After installation, go to Settings > Time & Language > Language.
Select Urdu under the Preferred languages section.
Click on Options, then under Keyboards, click Add a keyboard and select Urdu Phonetic (if available).
Hope this helps!
Regards,
Arggie