The 30 day policy is there for everyone's protection. It is to help verify that you are indeed who you say you are to make the change.
Do you have two factor authentication turned on?
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I decided to updated my security settings because I was about to purchase a game through Microsoft store which I never have used before because I have Steam. Now I cant purchase anything because of the 30 day wait policy. How is this good marketing? Now I refuse to purchase Sea of Thieves that otherwise I would have per-ordered to get the bonus on PC.
I honestly cant understand how Microsoft is still in business, if they didn't have a monopoly on the OS market I bet anything they would have been long gone by now because of their management/marketing shenanigans. Boycott Microsoft store and let them know there are better ways of securing their site without a 30 day wait period.
I will Spread the word on all of my Social media plat-forums and hopefully you all will do that same.
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The 30 day policy is there for everyone's protection. It is to help verify that you are indeed who you say you are to make the change.
Do you have two factor authentication turned on?