Managing personal Outlook.com account settings, security, and privacy
Dear MarkHassett
Welcome to the Microsoft community.
I understand you may have some questions about Outlook payments.
Let me explain a little:
You don't necessarily have to pay to use Outlook email. Outlook.com is a free email service from Microsoft. However, if you use the Outlook app as part of the Microsoft 365 suite, you'll need a subscription.
If you just need access to your email, you can use the free web version of Outlook on Outlook.com. That way, you don't have to pay for a Microsoft 365 subscription.
By the way, we also have free Outlook apps for both Windows and Mac.
Outlook for Windows - Free download and install on Windows | Microsoft Store
Microsoft Outlook on the Mac App Store (apple.com)
You can also download the free Outlook app from the Google Store and Apple Store for both Android and iOS.
If you have any additional questions or need further assistance, feel free to ask!
Thank you for your time and understanding.
Sincerely
Hardyjoe.J|Microsoft Community Support Specialist