Hi,
I will suggest you to check the sender's address in detail and check whether it is a genuine address or spoof mail address, I think it is safe to say it is scam pretending to be from Microsoft. Kindly delete that card details and change PIN if you provided any details on the website or link.
Stay safe and Trust but verify and proceed always.
Hope this helps.
JS
==
Please Accept the answer if the information helped you. This will help us and others in the community as well.