I agree with Olaf and Erland. so having one file for terabyte size database over having multiple files or multiple files with different file groups wouldn;t have that benefit . only thing i can see if lost any data file , due to storage issue or human mistake then restore multiple files with small size over large size one file may quicker . you guys still see any trivial on that point?
It's correct that with many files/filegroups, you can do a piecemeal restore, so if only one file has gone bad, you can restore that one. But with all files on the same SAN, how could that happen.
If you have many filegroups, you can start with restoring the most important file group(s) and take it online, and restore filegroups for archive tables etc later on.
But the question is: will you ever do that kind of restore? And what if you planned wrong, and actually need a table from that filegroup you have not yet restored?