Welcome to our forum!
Do you mean that only Outlook desktop client cannot log in and there will be a password error?
Please try removing the login credentials and logging back in to check for discrepancies. (make sure your account password is correct). Go to Control Panel > User Accounts > Credential Manager and remove any credentials related to Outlook.
The past few years it has said It cannot create an account in outlook.
How did you create your account and are there any errors?
To create a new account, you need to go to Microsoft 365 admin center. Please log in to the M365 admin center >Users>Active users>Add a user.
I set everything up and have used the default pop3 and smtp addresses (changing as needed) for years.
As far as I know, if you're using an on-premises Exchange server mailbox, you need to enable the protocol to configure it. More information, see:
Enable or disable POP3 or IMAP4 access to mailboxes in Exchange Server | Microsoft Learn.
POP, IMAP, and SMTP settings for Outlook.com - Microsoft Support.
Hope this helps!
If the answer is helpful, please click "Accept Answer" and kindly upvote it. If you have extra questions about this answer, please click "Comment".
Note: Please follow the steps in our documentation to enable e-mail notifications if you want to receive the related email notification for this thread.