Hi @Therese Creed ,
To set up MFA through Microsoft 365, you can first navigate to the Microsoft 365 admin center. Select Users ➔ Active Users and click on Multi-Factor Authentication. You can enable MFA for all users by clicking "Bulk Update" if you don't want to enable each user individually.
The free Microsoft 365 MFA offers only a subset of the Azure MFA features, and Azure MFA with some of the higher tier licenses offers a lot of additional features such as setting up conditional access to enforce MFA based on specific criteria. https://learn.microsoft.com/en-us/azure/active-directory/authentication/concept-mfa-licensing
Hope this helps!