In order to add a work or school account to Windows you must effectively have the device join the domain supporting that account. This is required for security reasons. The top reason being that your work/school account would then have access to work/school stuff and organizations need to have policies in place to manage access to that information. Without requiring your device to "join" the domain then there would be no way to enforce this which could introduce security and legal issues.
Home isn't supported on domains so you have to have Pro or higher. This is by design so there is no workaround. But that doesn't mean you cannot add work/school accounts to your computer necessarily. Your login account would need to be a personal MS account but you can then add additional accounts to your existing account. This would give you access to those resources when using certain apps like Office or Teams. But whether you can add the additional account is still dependent upon the policies of the organization in question. In general it won't work so you'll be stuck logging in using your work/school account to the web sites that you need access to and not be able to link the accounts in Windows directly. But it doesn't hurt to try it once your login account is set up.