Whatever the problem is, it's not the Read-Only checkbox. In XP, the "Read Only" checkbox in properties is associated with a Customized folder and has nothing to do with Write Protecting. A good explanation is in this article:
"You cannot view or change the Read-only or the System attributes of folders in Windows Server 2003, in Windows XP, in Windows Vista or in Windows 7"
< http://support.microsoft.com/kb/326549 >
How many characters are in the file path? If you have directories inside of directories, etc, the number of characters in the path to the file can get large. Windows has a 256-byte limit. There are other more dependable ways of copying files. Check out "Robocopy" (Robust Copy) which is contained in the freeWindows XP Resource Kit .
HTH,
JW