The customer chooses the product or service they want to purchase and proceeds to the payment page. Most payment gateways offer you different options for your payment page.
Hosted payment page
A hosted payment page is an out-of-the-box payment page where customers are redirected when they are ready to checkout. The payment gateway securely receives the transaction data before it passes it to the acquirer. A hosted payment page reduces the PCI burden for online merchants if you don’t collect and/ or store the cardholder data on your server.
A server to server integration is also known as a direct integration as it enables communication between two servers; the merchant’s server with the payment gateway’s server. By requesting the card details on the payment page, a direct transaction can be initiated. Customers can finalise a card payment without being redirected to the payment page of the payment gateway, resulting in faster checkout, more consistent user experience and more control over the look and feel of the payment page from the merchant’s perspective. A server-to-server integration is suitable if you collect and/ or store the payment data before sending them to the payment gateway for processing.
Client-side encryption, also known as encryption-at-source refers to encrypting sensitive on the client-side device before sending it to the merchant’s server. This enables the merchant to simplify your PCI compliance requirements. In a nutshell, it enables you to accept payments on your website while encrypting card data in your browser, using the payment gateway’s encryption library.
You could choose one mdoe for your business needs.
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