Hi,
Since Wednesday evening (2nd April) when I shut down and restarted my laptop, I have been getting error messages from various programs that cannot write files within my appdata folder. For example:

There was an error while accessing the configuration file at c:/users/me/AppData/Roaming/appfolder/appdata.cfg
I am also unable to open some apps from the taskbar or start menu, including Edge and Chrome. Windows is able to start Edge from a search within the start menu but judging from an error message which flashed up after using Edge in this way, I think it was running with elevated permissions.
I have read around the topic and determined that the permissions on my appdata folder are set such that my user cannot write those files.
I am following recommended security practices by giving my user profile only regular user rights, while keeping a local admin user for when elevated priviliges are required. This has worked fine for many months.
I understand how to change the permissions on files and folders (I have been playing with tech since MS-DOS in the 80s) but this feels like treating the symptom not the actual cause of the problem. I can also 'solve' the problem by making my everyday login an admin account, but again this doesn't feel like a smart solution.
I was able to solve the problem temporarily by removing my user profile from the computer, rebooting and adding it back again. However after 48 hours the problem has returned. When I logged in this morning, Windows took me through the welcome/account set-up process, which was unexpected.
I am using Windows 11 Home, 10.0.26100 on a newish Lenovo laptop with AMD chipset. I am running only Microsoft Defender, not any third party malware protection.
Please can you help me understand what is causing this and how I might resolve it? Have there been any Windows updates or security updates recently which might have caused this? I am happy to wipe my laptop and do a clean install of Windows if that will help, but as that takes a fair bit of time I'd want to be fairly sure that the next Windows update won't take me back to exactly the same place.
Thanks in advance for your insights and help!