Hello, welcome to the Microsoft community.
Based on your feedback, you are having issues with PayPal credit payments.
You can try changing the payment method to see if the problem persists.
Hope the above information is helpful to you.
Kirito | Microsoft Community Support Specialist
It is wrong to assume the problem is at our end - personally I have the credit, just every time I go to login my details it says "Just a second" but FOREVER, There is an issue between Paypal and Microsofta