Hello there,
There are some known issues in this update KB5003173
System and user certificates might be lost when updating a device from Windows 10, version 1809 or later to a later version of Windows 10. Devices will only be impacted if they have already installed any Latest cumulative update (LCU) released September 16, 2020 or later and then proceed to update to a later version of Windows 10 from media or an installation source which does not have an LCU released October 13, 2020 or later integrated.
If you have already encountered this issue on your device, you can mitigate it within the uninstall window by going back to your previous version of Windows using the instructions here.
Please suspend your update for now. We are working on a resolution and will provide updated bundles and refreshed media in the coming weeks.
For your reference
KB5001330
https://support.microsoft.com/en-us/topic/2021-%E5%B9%B4-4-%E6%9C%88-13-%E6%97%A5-kb5001330-os-%E5%86%85%E9%83%A8%E7%89%88%E6%9C%AC-19041-928-%E5%92%8C-19042-928-cead30cd-f284-4115-a42f-d67fec538490
KB5003173
https://support.microsoft.com/en-us/topic/2021-%E5%B9%B4-5-%E6%9C%88-11-%E6%97%A5-kb5003173-os-%E5%86%85%E9%83%A8%E7%89%88%E6%9C%AC-19041-985-19042-985-%E5%92%8C-19043-985-2824ace2-eabe-4c3c-8a49-06e249f52527
Note: You can also upgrade to win10 21H1 using windows update assistant or media creation
https://www.microsoft.com/en-us/software-download/windows10
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Best Regards,
Samson Peng