Hi Jim:
You wrote:
"Thanks for sticking through this whole process...Advising to start with a complete remove and install would have saved you time, but seemed like overkill at first."
I agree. The same is true of my efforts to figure out how to save the "Excel toolbars" file, which turns out to be non-existent in Excel 2011. I knew up front that the effort to save time might actually cost more time than just doing the remove and reinstall would have taken had I done it in the first place. But you don't know what you don't know until you know it, and hindsight is often clearer than foresight.
But going through the process itself has value. Part of that value is learning something about the structure of the application's various directories and components. It's always a good idea to have a better working knowledge of one's tools. That becomes increasingly important as the software changes, especially when those changes don't always end up making the tools easier to use.
Thanks again for your help.