A family of Microsoft word processing software products for creating web, email, and print documents.
Top and Bottom is the correct wrapping style; In Line with Text won't do what you want. But even Top and Bottom is going to require some manual intervention because a wrapped object must be on the same page as the paragraph to which it is anchored. This means that, if the object is going to be on the page following the paragraph that refers to it, it must be anchored to a paragraph on that page. You can manually drag the object anchor to any position (provided it's not locked).
Unless you are referring to a figure "below," it's probably more satisfactory to set the position of the object as "Top of Page." This would allow it to stay on the same page with the anchor paragraph even though it might be above it, or you could move the anchor to the following page to allow it to be at the top of that page.