Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Hello Andrea W,
Welcome to Microsoft Community.
I am a Microsoft user just like you, I hope you are doing well?
Sorry for the inconvenience; have you tried adding a new payment method?
Since this issue is regarding account and billing, I will provide you steps to contact Microsoft support via live chat. Kindly go to Microsoft Contact Us website:
http://support.office.com/home/chat
- Type "Microsoft subscription" and click Get Help.
- Click Login and Contact Support at the bottom of the page.
- Log in with your Microsoft account.
- Under products and Services, select Microsoft 365 and Office Option.
- Under category, select Manage Subscription.
- Click "Chat with a support agent".
Please let me know if you need more assistance.
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Warm Regards