Hi Nick!
I am Shakiru, an independent advisor and a user like you, and I am glad to be helping you out today.
I understand you received a message of unauthorized charges from your Bank.
However, all you need do is investigate the unknown charge from Microsoft, cancel any subscription found in the process to request a refund and if you are unable to get a refund then contact Microsoft Support.
To investigate the Unknown charges, please try the following:
- Check your inbox for a purchase confirmation email from Microsoft products. Note Check your inboxes if you have more than one Microsoft account attached to the payment methods.
Remember to check your spam or junk folders to make sure it wasn’t accidentally flagged as spam.
- Check the Order History in the "Payment and Billing" in your Microsoft account by login via https://account.microsoft.com/billing/orders and then review all the purchases and subscriptions you've made
Charges from Microsoft for consumer purchases will appear on your billing statement in columns with Date, Description, and Amount
MICROSOFT*ULTIMATE 1 MONTH
MICROSOFT*CONSOLE 1 MONTH
MICROSOFT*XBOX
MICROSOFT*XBOX LIVE GOLD
MICROSOFT*XBOX GAME PASS
MICROSOFT*EA ACCESS
MICROSOFT*STORE
MICROSOFT*OFFICE
MICROSOFT*OFFICE 365
- Cancel Subscription to get Refund:
If you find any of the charges for any purchase that tally with the charges from the bank statement, you will need to cancel the subscription to get a refund.
See my comment on this thread on how to cancel and request for refund:
https://answers.microsoft.com/thread/b3d79f7b-8624-4f6c-88ae-0f7e0eb4b07b
However, If the entry on your billing statement isn’t in one of the above formats, it may not be from Microsoft and may be an unauthorized charge in this case, you should contact your bank for help
Learn more on how to investigate unknown charges here: https://support.microsoft.com/account-billing/398c5328-364c-d5e4-ea8f-f5ad60562a93
If you have any issues with getting a refund, you can contact Microsoft Support via chat at http://support.office.com/home/chat
Once you click the support link, Enter or describe the issue, and then click on the "Get Help" button> Select Contact Support, you will be prompted to describe the issue again under "Product and services" and "Categories"> Choose your Support option, preferable select "Chat with a support agent in your web browser"> Enter your mail address> Confirm your email again> Once you do that, a service request will be open and you will need to exercise patience for Microsoft Support Agent to chat you with you live
Contact - Microsoft Support
Timetables
Monday-Friday: 09:00-18:00
Saturday-Sunday: 10 am-6 pm
I hope this helps give an insight into resolving the issue, Kindly let me know if you require additional assistance, and I will be glad to help further.
Please, remember to give back to the community. Help the next person with this problem by rating how this conversation was helpful.
Thank you for your patience and precious time.
Kind Regards,
Shakiru