Dear respected Paula Dawson65,
Good day! Thank you for posting to Microsoft Community. We are happy to help you.
I’m sorry you’re having a problem but based on your description we can work together to resolve it.
For the situation you encountered, we deeply understand the inconvenience caused and apologize for it.
As per your description,
=IF(AND(E30="Associates", E31="High School"), F34,IF(AND(E30="Bachelors", E31="High School"), F35,IF(AND(E30="Bachelors", E31="Associates"), F36, IF(AND(E30="Masters", E31="Associates"), F37, IF(AND(E30="Masters", E31="Bachelors"), F38, "")))))

If there is any misunderstanding, I apologize and if possible could you please send copy of your document file to me so that I can look from my side, and I will check this behavior and help you to fix and verify the result with you.
If there is confidential information, then you can send it to me in Private Message(PM). you can access PM from the top right corner of this page, as shown in image below:

Please understand that our initial reply may not always immediately resolve the issue. However, with your help and more detailed information, we can work together to find a solution.
I'm sorry and I apologize for that.
Appreciate your patience and understanding and thank you for your time and cooperation.
Sincerely,
Waqas Muhammad