Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Hi, I'm John! I will help you with this.
The Community is public, and we can only provide information. It is beyond our capability to assist directly with the account or billing-related issues.
Have you already tried adding PayPal as a payment option and then linking your card through PayPal? That workaround can sometimes help when direct card payments fail.
If that still doesn’t work, I recommend contacting Microsoft Support so they can look into your account details and help sort this out:
Here is the link: https://support.microsoft.com/home/contact
> Type this keyword and press Enter: Contact Support.
> At the bottom, click "Sign in to contact support" and sign in with your Personal Microsoft account (Not work or school account), or click "Contact Support" if you're already signed in.
> In Product and services, select "Windows".
> In Category, select "Technical support."
> Click "Chat with a support agent in your web browser".
I really hope this information is helpful!
Should you need further information please let me know.
Click "Reply" below to let me know.
Regards,
John J.D.