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Amy Wendel 0 Reputation points
2025-12-17T16:04:39.8633333+00:00

I’ve been working on a project for almost a month and have run into a major issue with the credit system. Despite paying for Microsoft Office annually, I’ve been limited by Copilot’s credit model. The credits I used produced no useful results, leaving me with nothing to show for my time, uploads, or effort.

This feels like a waste of both money and productivity. If I had known upfront that credits would block me mid‑project, I would have chosen a different plan from the start. The lack of transparency around costs and limits is frustrating, and the credit system itself feels counterproductive.

I strongly recommend that Microsoft provide clear, flat pricing options instead of credits. Users should know exactly what they’re paying for and not be forced to stop mid‑project because of arbitrary limits. Right now, the system feels like it punishes productivity rather than supporting it.

Microsoft Copilot | Other
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  1. AI answer

    2025-12-17T16:05:42.3933333+00:00

    I understand your concerns regarding the limitations imposed by the credit system while using Microsoft Copilot. The AI Builder credit model is structured to manage usage based on the credits allocated to your environment. If your consumption surpasses the available credits, it can restrict your ability to run models and actions, which can be particularly frustrating during an ongoing project.

    It's worth mentioning that while overages are treated as a grace period and are not charged, they can still lead to interruptions in functionality if your credits are depleted. This situation can indeed feel counterproductive, especially when the pricing and limits are not clearly outlined from the beginning.

    Microsoft does offer options for monitoring and managing your credit consumption, which may help in ensuring that your projects can continue without disruption. However, your feedback about the need for more transparent pricing and clearer communication regarding limits is important and could contribute to future enhancements in the system.

    AI-generated content may be incorrect. Read our transparency notes for more information.

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