Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
Microsoft 365 Personal, Family, and Premium plans now include AI credits and AI features as part of the standard subscription. The AI credits are integrated into these plans and are not an optional add-on that can be removed or unbundled from the subscription, and the subscription price and included benefits are defined by Microsoft for each plan.
If the current plan and pricing no longer meet requirements, the available options are:
- Review or change the Microsoft 365 plan
- Compare available Microsoft 365 plans and choose a different one if it better fits needs and budget. See Compare all Microsoft 365 plans from the documentation referenced below.
- Cancel the Microsoft 365 subscription
- To stop future charges, cancel the subscription:
- Go to the Services & subscriptions page for the Microsoft account.
- Select the Microsoft 365 subscription.
- Choose Cancel subscription (or Upgrade or Cancel) and follow the prompts.
- After cancellation, the subscription remains usable until the end of the current billing period. Storage limits will then revert to the free tier, which can affect OneDrive and Outlook.com usage.
- To stop future charges, cancel the subscription:
- Check renewal timing and notifications
- Existing subscribers will not see a price change until the next renewal. An email notice is sent at least 30 days before the renewal date, which may be as late as December 2025 for renewals in early 2026.
For any billing disputes or refund questions after cancellation, follow the standard cancellation and refund guidance in the referenced articles and, if needed, contact Microsoft Support through the official support channels.
References:
- Frequently asked questions about Copilot in Microsoft 365 subscriptions
- AI credits and limits for Microsoft 365 Personal, Family, and Premium
- End of support for Money in Excel, Wolfram data types, and Partner offers
- Changes to Microsoft 365 email features and storage
- Cancel a Microsoft 365 subscription
- How to get a refund on a Microsoft subscription