If the file is opening in a Microsoft 365 web app, that behavior is expected: Save and Save As/Save a Copy may not appear the same way as in the desktop apps because web apps save automatically to OneDrive.
To save a copy to the local hard drive from a web app:
- Open File.
- Select Create a copy.
- Select Download a Copy.
- The file is downloaded to the PC, typically to the Downloads folder.
If the app does show standard save options, a local save path is:
- Go to File > Save As.
- Select This PC.
- Choose the target folder, or select Browse to pick another location on the hard drive.
- Enter the file name and select Save.
If Microsoft 365 is defaulting to OneDrive in the desktop app, the save location can be changed during save:
- Press Ctrl+S or select File > Save.
- Open the Location drop-down.
- If the local folder is not listed, select More save options.
- Choose This PC or Browse, then save to the local folder.
For files already in OneDrive, another supported method is to use File Explorer and copy them to a local folder:
- In File Explorer, open the OneDrive folder.
- Right-click the file and select Copy.
- Open the destination folder on the hard drive.
- Right-click and select Paste.
In Windows 10 and 11, some systems save to OneDrive by default. That default save behavior can be changed.