Thanks for Checking your equipment DSPatrick, it really helps to get a comparison.
Found the problem!, nothing like answering your own question! & sometimes its kind of fun to figure it out.
Hopefully this will help someone else out.
I found a few references to my problem of Windows Antivirus not running on Windows 10, and found this:
Run Regedit
Navigate to HKEY_LOCAL_MACHINE\SOFTWARE\Policies\Microsoft\Windows Defender.
In that folder, look for a DWORD entry called DisableAntiSpyware.
Delete the Key or change it from a 1 to a 0
Then go back into Windows Security, and you will be able to turn it on and update.
I am not sure how why or how this setting happened on my VM's. I did not have
any other Antivirus installed from the start, yet the key was there.
But Glad my AV is running now.