Overview of BankingCoreDataModel

Banking Core Data Model CDM entity definitions

Entities

Name	Description
Account	Business that represents a customer or potential customer. The company that is billed in business transactions.
Bank	The bank that the branch is associated with.
Branch	A channel where the Financial Institution offers a wide array of services to its customers.
Contact	Person with whom a business unit has a relationship, such as customer, supplier, and colleague.
CustomerFinancialHolding	Financial holdings owned by the customer.
FHAccount	A deposit account holding that allows the holder to make deposits and withdrawals through financial holding instruments. An account can be interest bearing
FHInvestment	A holding representing a portfolio of securities or other investible assets.
FHLineOfCredit	A preset borrowing limit associated with a credit or charge card.
FHLoan	Loans held by the customer with the financial institution.
FHSaving	Savings accounts held by the customer at the financial institution.
FICard	A payment card issued by a bank to an account holder enabling the account holder to make payments or purchases, paying back the balance to the issuing bank, plus interest.
FIDirectDebit	An automated payment system whereby an account holder authorizes a creditor to debit the customer's bank account at regular intervals.
FinancialGoal	Financial objectives to be achieved over a certain timeframe
FinancialHolding	Accounts, loans, investments, credit lines and savings accounts held by a customer.
FinancialHoldingInstrument	Financial tools associated with financial holdings; a monetary contract between parties which has intrinsic monetary value or transfers value. Provides an efficient flow and transfer of capital.
FIOverdraft	An extension of credit associated with a checking account allowing the account holder to continue withdrawing funds when an account reaches zero.
FIPosition
FIStandingOrder	An instruction order from an account holder for a set amount of money to be removed from an account at regular intervals and paid to or transferred to another account.
Group	An association of several customers allowing e.g. the representation of households
GroupFinancialHolding	Financial holdings associated with a Group, to be included in the group's total assets and liabilities.
GroupMember	An association between a customer and a Group.
LifeEvent	Significant milestones in a customer's personal life which can impact their financial situation, such as attending college, marriage, having a child, retirement, etc.
Relationship	Denotes an association between one contact to another (not as part of the larger group) where there is not necessarily a direct association of finances. For example, a spouse, lawyer, child or grandparent.