Overview of RetailBankingCoreDataModel
Entities
Name | Description |
---|---|
Account | Business that represents a customer or potential customer. The company that is billed in business transactions. |
Bank | The bank that the branch is associated with. |
Branch | The branch of the main bank, when borrower applies for a loan at a branch. |
Contact | Person with whom a business unit has a relationship, such as customer, supplier, and colleague. |
Customerfinancialholding | Financial holdings owned by the customer. |
Fh_account | A deposit account holding that allows the holder to make deposits and withdrawals through financial holding instruments. An account can be interest bearing |
Fh_creditline | A preset borrowing limit associated with a credit or charge card. |
Fh_investment | A holding representing a portfolio of securities or other investible assets. |
Fh_loan | Loans held by the customer with the financial institution. |
Fh_saving | Savings accounts held by the customer at the financial institution. |
Financialholding | Accounts, loans, investments, credit lines and savings accounts held by a customer. |
Financialholdinginstrument | Financial tools associated with financial holdings; a monetary contract between parties which has intrinsic monetary value or transfers value. Provides an efficient flow and transfer of capital. |
Fi_card | A payment card issued by a bank to an account holder enabling the account holder to make payments or purchases, paying back the balance to the issuing bank, plus interest. |
Fi_directdebit | An automated payment system whereby an account holder authorizes a creditor to debit the customer's bank account at regular intervals. |
Fi_overdraft | An extension of credit associated with a checking account allowing the account holder to continue withdrawing funds when an account reaches zero. |
Fi_standingorder | An instruction order from an account holder for a set amount of money to be removed from an account at regular intervals and paid to or transferred to another account. |
Group | An association of several customers allowing e.g. the representation of households |
Groupfinancialholding | Financial holdings associated with a Group, to be included in the group's total assets and liabilities. |
Groupmember | An association between a customer and a Group. |
Lifemoment | Significant milestones in a customer's personal life which can impact their financial situation, such as attending college, marriage, having a child, retirement, etc. |
Relationship | Denotes an association between one contact to another (not as part of the larger group) where there is not necessarily a direct association of finances. For example, a spouse, lawyer, child or grandparent. |
Feedback
https://aka.ms/ContentUserFeedback.
Coming soon: Throughout 2024 we will be phasing out GitHub Issues as the feedback mechanism for content and replacing it with a new feedback system. For more information see:Submit and view feedback for