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Hello 이 수빈,
Thanks for reaching out to Microsoft Q&A forum Support.
I completely understand how concerning this situation must be, and I sincerely apologize for the inconvenience you have experienced so far.
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These matters are managed by the Accounts & Billing team, who may need to ask specific questions regarding your account and payment history before they can assist you further.
For the most accurate support, please use the link below to contact Microsoft Live Chat Support. A representative will assist you connect you with the billing team: Contact - Microsoft Support
Best wishes,
Maryam | Microsoft Q&A Support Moderator