Microsoft money replacement

Question

how to replace Microsoft money on my new computer.

Answer 1

Microsoft Money itself is no longer developed or supported. On a new computer, a similar experience can be achieved with Excel-based solutions that track finances.

Money in Excel was Microsoft’s built-in replacement-style experience for personal finance tracking. It allowed securely connecting bank, credit card, investment, and loan accounts, importing and syncing transactions into an Excel workbook, and then using charts and templates to manage finances in one place. However, support for Money in Excel ended on June 30, 2023:

• After that date, it no longer receives new transactions or updates.
• It is not possible to connect new financial accounts or reconnect existing ones.
• Any existing Money in Excel workbook still contains all past data and can be kept and used manually like a normal Excel file.

For a new computer, the practical options are:

1. Use Excel manually for budgeting and tracking
   • Create or download a personal budget or expense-tracking template in Excel.
   • Enter transactions manually or paste downloaded CSV/statement data from financial institutions.
   • Use Excel charts, formulas, and pivot tables to analyze spending and balances.
2. Use a third-party Excel-based service similar to Money in Excel
   • Tiller is highlighted as a service that works much like Money in Excel: it connects financial accounts to workbooks and imports daily transactions with customizable categories, plus additional features such as daily balance emails and multiple automated workbooks.
   • Details and trial information are available at the Tiller site referenced in the documentation.

If there is an old Money in Excel workbook from a previous PC, it can be copied to the new computer (for example via OneDrive or external drive) and used as a regular Excel workbook. The data remains accessible, but automatic syncing of new transactions is no longer available.

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References:

• What is Money in Excel?
• End of support for Money in Excel, Wolfram data types, and Partner offers

Answer 2

Hi Janene Grace, 

I understand that you are looking for a way to replace Microsoft Money on your new Windows 11 computer and continue managing your personal finances. 

At this point, I recommend that you review and try the steps provided in the AI-generated answer on your thread. That reply typically includes the most relevant checks and options for this scenario, especially around using Excel-based solutions for budgeting and finance tracking. 

Please note that Microsoft Money is no longer developed or officially supported, and Money in Excel has also reached end of support. Because of this, there is no current Microsoft app that directly replaces the original Microsoft Money experience. 

For your situation, using Excel manually is the most controlled Microsoft-based option. You can create or download a personal budget or expense-tracking template, then enter transactions manually. This keeps your financial data in a local Excel workbook or in your own OneDrive storage, depending on where you choose to save it. 

I would recommend being cautious with third-party finance tools, especially tools that ask you to connect bank accounts, credit cards, investment accounts, or loan accounts. Since these tools are not Microsoft products, using them may involve sharing personal financial information with a third-party provider. This may increase the risk of exposure or loss of sensitive financial data, depending on that provider’s privacy, security, and data retention practices. 

I hope these steps help you continue managing your financial records on the new computer. Wishing you a smooth experience in setting up your new tracking method. 

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