Hi Jim Kent
Thank you for posting the Q&A forum regarding Copilot and Microsoft 365 Family. Here's a quick summary:
Copilot is available for free via copilot.microsoft.com or the mobile app, but this version only supports chat-based AI and doesn’t integrate with Word, Excel, Outlook, or other Microsoft 365 apps.
To use Copilot inside those apps, a separate paid license is required. The Family plan doesn’t include this, and shared members won’t have access even if the primary account holder purchases it.
Hope this helps clarify the current access options.
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