Dear Seunokewoye
Good morning! Thank you for posting to the Microsoft Community. We are happy to help you!
First of all, we apologize for the trouble and inconvenience caused to your work! For how to update your payment method, please first try to refer to the following official document to check if it can help you, thank you
- Update a Microsoft account payment method - Microsoft Support
- Add a payment method to your Microsoft account - Microsoft Support
Please also kindly check whether this official document can help you, for your reference Troubleshoot payment option issues - Microsoft Support
If your problem persists, then we are very sorry because our forum lacks relevant permissions, so in order to help you better, please kindly try the following contact information to get in touch with the phone team, thank you. (Please note that the hotline may not be answered on weekends, please try to contact them on weekdays)
- Please kindly contact our Billing teams directly: Sign in to your Microsoft account on your browser and click the link below for support https://support.microsoft.com/contactus > Click on Get Support > In the box shown type "Billing" and choose an option shown to you > Now scroll down and click Contact Support (near the bottom a little to the left of the center) > In the next screen it will ask for more details (fill it as appropriate) and confirm > Click Chat with a support agent in your browser
- If you still need further help, in order to better help you and not waste more of your time, please kindly call our Billing team directly to inquire about your refund process, please kindly refer to: Global Customer Service phone numbers
Thank you in advance for your understanding! Your patience and cooperation will be greatly appreciated. I hope all the best!
Sincerely
Kerry Chen | Microsoft Community Moderator