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CoPilot costs

Louise Ross 5 Reputation points
2026-05-29T12:48:57.44+00:00

How much is it to subscribe to CoPilot to have unlimited access to use? Is there a rate chart? I also have Office 365 Personal subscription.

Microsoft 365 and Office | Other
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  1. Alexandr S 105.2K Reputation points Independent Advisor
    2026-05-29T13:25:49.1433333+00:00

    Hello, Louise Ross.

    You can find the plans and prices for a Copilot subscription here: https://www.microsoft.com/en-us/microsoft-365-copilot/pricing/individuals?market=en

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  2. AI answer

    2026-05-29T12:49:09.4633333+00:00

    Copilot pricing depends on how it is being used and which subscription is already in place.

    For Microsoft 365 consumer subscriptions (home use):

    • Microsoft 365 Copilot is available in Microsoft 365 Personal, Family, and Premium plans.
    • Editing with Copilot in Excel, for example, requires either:
      • A Microsoft 365 Personal or Family subscription with an AI credits plan, or
      • A Microsoft 365 Premium subscription, or
      • A commercial Microsoft 365 Copilot subscription, or
      • A Copilot Chat–eligible Microsoft 365 or Office 365 business/enterprise subscription.

    Since an Office/Microsoft 365 Personal subscription is already in place, Copilot access and any additional cost will depend on whether that subscription has been upgraded to include Copilot (for example via Premium or an AI credits plan). A detailed rate chart and current Copilot pricing and plans are provided on the Microsoft 365 Copilot pricing page referenced in the documentation.

    For business/enterprise use:

    • Microsoft 365 Copilot is available as an add‑on plan with eligible Microsoft 365 subscriptions.
    • Microsoft 365 Copilot Chat is included at no additional charge for eligible Microsoft 365 users and provides web-based Copilot Chat; the full Microsoft 365 Copilot add‑on unlocks embedded Copilot features in Word, Excel, Outlook, and Teams.

    To see exact current prices and options (including any unlimited or AI‑credits–based usage details), review the Microsoft 365 Copilot pricing and plans page and the Microsoft 365 Copilot licensing article referenced below.


    References:

    AI-generated content may be incorrect. Read our transparency notes for more information.

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