Hi Kirit Dholakia,
I know this isn’t the news you were hoping for, but I wanted to make sure you got the most accurate information about your situation.
Microsoft Money has been discontinued for many years and is no longer an officially supported Microsoft product. Because of that, there is no current Microsoft-supported tool or process to recover, reset, or bypass the password for a locked Microsoft Money file.
If the file is already open, you may be able to change or remove the password from within Money’s Password Manager. However, if the file cannot be opened because the password has been forgotten, Microsoft does not provide a way to retrieve or reset that file password.
At this point, the best practical option would be to check whether you have an older backup copy of the Money file that you can still open, or any saved record of the password. I understand this may be frustrating, especially if the file contains important financial information, but I wanted to be transparent so you do not spend time trying unsupported recovery steps.
Thank you so much for your understanding.
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