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A Microsoft Learn kihívásának bemutatása
nov. 19. 23 - jan. 10. 23
Ignite Edition – Ismereteket szerezhet a Microsoft biztonsági termékeiben, és január 10-ig digitális jelvényt szerezhet!
RegisztrációEzt a böngészőt már nem támogatjuk.
Frissítsen a Microsoft Edge-re, hogy kihasználhassa a legújabb funkciókat, a biztonsági frissítéseket és a technikai támogatást.
The primary financial regulators in the Netherlands are the Dutch Authority for the Financial Markets (Autoriteit Financiële Markten, AFM) and the Central Bank of the Netherlands (De Nederlandsche Bank, DNB). The AFM, whose role is comparable to the SEC in the United States, is the independent supervisory authority for the savings, lending, investment, and insurance markets.' The DNB, within the European System of Central Banks, determines, and implements monetary policy and exercises prudential supervision of financial organizations for the Netherlands.
Both of these institutions act in concert with the European Banking Authority (EBA), 'an independent EU authority that works to ensure effective and consistent prudential regulation and supervision across the European banking sector.' To that end, the EBA has outlined a comprehensive approach to the use of cloud computing by financial institutions in the EU, Recommendations on outsourcing to cloud services providers.
In general, the laws and guidelines support the point of view that cloud computing involving third-party services qualifies as a form of outsourcing, and financial institutions in the Netherlands must address the associated risks before moving business activities to the cloud. These include:
Using a template that the DNB provides, they must submit a mandatory risk analysis that includes:
The Commission Delegated Regulation EU 2017/565 describes at great length the requirements for an outsourcing agreement between investment firms and cloud service providers.
To help guide financial institutions in the Netherlands considering outsourcing business functions to the cloud, Microsoft has published a compliance checklist for financial institutions in the Netherlands. By reviewing and completing the checklist, financial organizations can adopt Microsoft business cloud services with the confidence that they're complying with applicable regulatory requirements.
When financial institutions in the Netherlands outsource business activities to the cloud, they must comply with the rules and guidelines of the Dutch Authority for Financial Markets (AFM) and the Central Bank of the Netherlands (DNB) within the broad policy framework of the European Banking Authority (EBA).
The Microsoft checklist helps financial firms in the Netherlands conducting due-diligence assessments of Microsoft business cloud services and includes:
Is regulatory approval required?
No. However, the Circulaire Cloud Computing states that the DNB expects supervised Dutch institutions to submit a risk analysis concerning prospective outsourcing arrangements before engaging in cloud computing.
Are there any mandatory terms that must be included in the contract with the cloud services provider?
Yes. The provisions and arrangements to be included in cloud contracts depend on the type of financial institution. Requirements, such as those described in Art. 31 of the Commission Delegated Regulation (EU) 2017/565, are set out in Part 2 of the checklist.
esemény
A Microsoft Learn kihívásának bemutatása
nov. 19. 23 - jan. 10. 23
Ignite Edition – Ismereteket szerezhet a Microsoft biztonsági termékeiben, és január 10-ig digitális jelvényt szerezhet!
Regisztráció