The same thing happens to 2 sets of my Dell computers. I suspect it is the latest Windows update patch that causes the problem of 100% disk usage. Here, the hard disk might be damaged when something write over it that causes the 100% usage. At this stage,
my hard disk might be spoilt. I did a check disk, scan disk (with fix), and defragmentation. This is not useful.
I had tried most of the ideas on the internet. Performance, Virtual Memory, Registry 0 and 1, Device Manager, Hard disk driver, Chipset, Restore, USB boot, connecting mouse and keyboard directly to the CPU, Troubleshoot Dell and Microsoft, ...
Disable Windows Search will reduce the % of usage. However, Windows still work slowly and sometimes fast. This means my computer can freeze at any time.
I changed the Hard Disks and reinstall everything except the Quickbooks software which had expired without support.
I suspect another 2 of my Dell computers are going into the same stage. If Windows can call back the FixIt tool, this might be great. Next, I might have to do cloning first.